The Mortgage Loan Report (MLR) is a credit-based report used for Home Equity, Seconds, and Refinance mortgage loans. This unique SharperLending product gives the lender a view of the borrower's secured mortgage liens as well as any reported judgments and public record information.
The first part of the report is generated from credit data, and the remainder of the report includes a borrower lien affidavit form that is to be completed by the borrower either prior to or at closing. The completed MLR returns to the lender in 30 seconds, giving the lender the ability to quickly make an underwriting decision on the loan. |
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Mortgage Loan Report
The Mortgage Loan Report (MLR) is a credit-based report used for Home Equity, Seconds, and Refinance mortgage loans. This unique SharperLending product gives the lender a view of the borrower's secured mortgage liens as well as any reported judgments and public record information.
The first part of the report is generated from credit data, and the remainder of the report includes a borrower lien affidavit form that is to be completed by the borrower either prior to or at closing. The completed MLR returns to the lender in 30 seconds, giving the lender the ability to quickly make an underwriting decision on the loan.
