Independent Verifications
Independent Verifications - Impartial Experience - Exceptional Service
Solutions for Equity Lenders
Solutions for Equity Lenders - Market, Process, Underwrite and Close Equity Loans using SIR Products
Security Resource Center
Security Resource Center - Dedication to Keeping Data Secure

  • FREE Report

  • Experian

Free Credit Report
Get One FREE Credit Report Per Credit Bureau Per Year at annualcreditreport.com, the only official free credit reporting site.
Our origins with Experian date back to the beginning of Credit Reporting automation. SIR has been serving Western New England for Experian since then and expanded its sales relationship into upstate NY in 2003. Read More

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Customer Feedback

" Thank you so much for all your hard work and promptness, I greatly appreciate everything you do for me and our Loan Officers. I look forward to a continously prosperous relationship. "

Mary, Mortgage Broker

Merged Multi Bureau Credit Reports

 

"Merged Time Saver" report conveniently blends the trade-lines from all three credit repositiories; Experian, Trans Union and Equifax.  SIR's report features several format choices to display output.  Choose from Derogatory information first or maybe highest to lowest balance

.   Our report data also integrates with Fannie Mae, DU output and Freddie Mac LP output for a perfect fit for any operation.

Included as part of our comprehensive Merge Credit Reports you will find:

  • FICO Score Disclosure Reports for borrowers (separate score disclosures for joint applications)

  • Credit Score Disclosure Exception Notice (along with Notice to Home Loan Applicant for real estate applications)

  • Complete Consumer Copy  (optional)

  • OFAC Search

  • Fraud Shield

  • Profile Summary

  • Creditor Listing with Contact Details on all Creditors listed on report

  • Derogatory Letter (optional)

  • XpertPulse data on first page (optional)  


                                            
                                     

 

 

 
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